Post

BOBCARD LIMITED Launches Cashback Credit Card, Promising “Happy Returns” on Every Spend National, 26.11.25: BOBCARD LIMITED, a wholly owned subsidiary of Bank of Baroda, today announced the launch of its new Cashback Credit Card, developed to offer a simple, transparent, and value-driven credit experience for everyday users. Introduced at a monthly fee of ₹49 or ₹499 Annual Fee, the card is designed to meet the growing consumer demand for financial products that deliver direct, instant, and meaningful returns on routine transactions. At a time when customers are increasingly relying on digital payments for groceries, utilities, transport, online shopping, and lifestyle spends, the BOBCARD Cashback Credit Card aims to make these daily financial interactions more rewarding and efficient through a straightforward cashback structure and universal online and offline applicability. The card is designed to transform daily purchases into rewarding experiences, enabling cardholders to celebrate everyday moments through instant benefits. The Cashback Credit Card makes every swipe meaningful by offering 5% Cashback on eligible online spends, and a flat 1% cashback on all other spends. Customers can activate the card easily within 30 days through BOBCARD mobile app & other modes. The product also offers a 1% surcharge waiver on fuel spends and ensures affordability with Smart EMI benefit offering 6-to-48-month EMI tenures for everyday shoppers. Commenting on the launch Mr. Ravindra Rai, MD & CEO, BOBCARD LIMITED, said, “We are delighted to introduce the Cashback credit card which give endless returns and satisfaction to our cardholders. This launch underscores BOBCARD’s commitment to 'Reimagine Credit' by delivering innovative credit solutions that cater to the evolving needs of today’s discerning consumers. The Cashback Credit Card, with its exceptional rewards and benefits, is set to become the preferred choice for those looking for effortless savings, and maximum value on every spending.” One of the central propositions of the card is its “Happy Returns” concept, which is positioned to ensure that customers receive meaningful savings not as occasional bonuses, but as a consistent component of their everyday spending. The cashback structure is applicable to a wide range of essential and lifestyle spending categories including online marketplaces, supermarkets, Kirana stores, restaurants, fuel stations, cab rides, metro and bus payments, utility bills, pharmacies, OTT platforms, education fees, and retail purchases. This broad applicability ensures that customers accumulate cashback naturally across routine transactions, making the card key benefit both practical and impactful. Customers can apply for the BOBCARD Cashback Credit Card through BOBCARD’s DIY (Do-It-Yourself) platform. The application journey is fully digital, quick, and requires no physical documentation, offering a convenient and frictionless experience for applicants. Once onboarded, cardholders can also register for online account access via the BOBCARD App or website to track transactions, view statements, pay bills, and manage service requests securely. Know more about this card at https://www.bobcard.co.in/credit-card-types/bobcard-cashback